How to find your PayPal account and routing numbers to set up direct deposit, if you're eligible to

Publish date: 2024-04-21

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PayPal allows users who have signed up for the PayPal Cash Card debit card to access the direct deposit feature, which lets you get paid directly to your PayPal account. 

Here's what you'll need to do to figure out if your account does have the option to participate in direct deposit and, if so, how to set it up:

How to find your PayPal account number to set up direct deposit

Before you get started, be aware that the routing and account numbers for the direct deposit program can only be used for incoming payments. 

You should also pick up a direct deposit form from your employer, or government benefits manager. Once you do so, here's how to find your account and routing number in PayPal:  

1. Go to PayPal.com or the PayPal mobile app and log into your account.

2. Click the gear icon in the upper-right corner of the screen.

Go to Settings. PayPal/YouTube

3. If you have the direct deposit feature, you'll see "Set up or view direct deposit" listed on the page — click that.

4. You'll then see your PayPal direct deposit information, including the routing and account numbers you need to supply to your employer on that page. 

Your account and routing number will appear in Direct Deposit. PayPal/YouTube

5. Copy those down onto your direct deposit form from your employer (or government benefits manager), noting that your account is a checking account (rather than a savings account), and return it to your employer.

PayPal notes that it may take one or two pay periods before you can start getting payments deposited in your account. You should receive a notification once the first deposit has been made to your account.

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Devon Delfino Devon Delfino is a Brooklyn-based freelance journalist specializing in personal finance, culture, politics, and identity. Her work has been featured in publications such as The Los Angeles Times, Teen Vogue, Business Insider, and CNBC. Follow her on Twitter at @devondelfino. Read more Read less

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